3. Cincinnati Bengals
Helping another contender in the AFC probably is not the first thing the Chargers want to do, hence why the Bengals check in as the third team on this list. That being said, the Chargers cannot turn down a better overall situation for the team just because they do not want to help an AFC contender.
The Bengals are in a great spot as they have cap space and are a premier contender in the NFL. That cap space is going to be used filling in the holes on the roster and one of those holes is at tight end with Hayden Hurst hitting free agency.
Tight end is not a big enough need to spend big so someone like Schultz likely is off the table. Cincinnati also picks late in the first round, so they likely won't be able to get either Mayer or Kincaid, which would be a dream for their offense.
You also could make the case that the team shouldn't want to commit to re-signing Hurst for multiple years. Hurst should be able to get at least a two-year offer in free agency that the Bengals would have to match.
Instead, the Bengals could simply be looking for a one-year stopgap option that helps this season but does not restrict the team financially in the future. Everett would help them maximize their offense now without having to commit to something long-term.
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The Bengals have all of their own draft picks in the 2023 NFL Draft, giving them another reason to potentially trade for Everett.